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These Terms of Use (“Terms”) govern the access to and use of the website https://heritagecity.in/ and its sub-domains and it related pages (“Website”).
The Website is owned and operated by Vishal Pramod Rotwadkar, Proprietor of Heritage City Ventures, a proprietorship established under the laws of India, having its registered office at:
Mohata Devi Chowk, RL-174A, First Floor, Shop No. 2, Bajajnagar, Chhatrapati Sambhajinagar – 431136, Maharashtra, India
Heritage City Ventures is a SEBI Registered Investment Adviser (RIA), SEBI Registration No: INA000020970
Throughout these Terms, “We”, “Us”, or “Our” refers to Heritage City Ventures, and “You” or “User” refers to any person accessing or using the Website.
This document is an electronic record under the Information Technology Act, 2000 and does not require any physical or digital signature.
By accessing, browsing, or using this Website in any manner, you acknowledge that you have read, understood, and agreed to be bound by these Terms, along with applicable laws of India and SEBI regulations.
If you do not agree with any part of these Terms, you must immediately discontinue use of the Website.
This Website is intended to provide general information and educational content related to financial planning, investment advisory services, and allied subjects.
You expressly acknowledge that:
Accessing or using the Website does not create a client–advisor relationship
No fiduciary obligation arises merely by visiting the Website, reading content, or submitting an enquiry
Personalized investment advice is provided only after:
Completion of KYC and risk profiling
Execution of a written Investment Advisory Agreement
Payment of agreed professional fees
You represent and confirm that:
You are at least 18 years of age
You are legally competent to enter into contracts under Indian law
If you do not meet these requirements, you must not use this Website.
All advisory services are rendered strictly in accordance with:
SEBI (Investment Advisers) Regulations, 2013
Applicable SEBI circulars, guidelines, and notifications
Key disclosures:
Advice is suitability-based and client-specific
Past performance is not indicative of future results
No assurance or guarantee of returns is provided
Advisory services are offered on a fee-only basis, unless otherwise disclosed as permitted by regulation
You understand and acknowledge that investments in financial products involve risks, including but not limited to:
Market volatility
Interest rate and credit risks
Liquidity constraints
Tax law changes
Regulatory or policy changes
There is no guarantee of capital protection or achievement of investment objectives.
You remain solely responsible for your investment decisions.
All content on the Website, including text, graphics, logos, articles, and layout, is the intellectual property of Heritage City Ventures unless otherwise stated.
You may:
Access and view content for personal, non-commercial use
You may not:
Copy, modify, distribute, reproduce, or publish content
Use content for commercial or public purposes
Remove copyright or proprietary notices
Attempt to misuse or interfere with Website functionality
The Website may contain references or links to third-party entities such as:
Mutual fund AMCs
Insurance companies
Registrars and transfer agents
Banks, brokers, or service platforms
You acknowledge that:
Such third parties are independent entities
We do not control or endorse their services or content
Any interaction with third parties is solely between you and them
We shall not be liable for delays, failures, errors, or losses arising from third-party services.
Advisory fees are charged strictly as per written agreements with clients
Fees are payable as agreed in advance unless otherwise specified
Refunds, if any, are governed by the Investment Advisory Agreement
No commissions or incentives are received from product manufacturers unless explicitly disclosed and permitted under regulation.
By submitting your contact details or communicating with us, you consent to receiving service-related communication via:
Phone calls
Messaging platforms (including WhatsApp)
You may withdraw consent for non-essential communication by writing to our official contact email.
The Website and its content are provided on an “as is” and “as available” basis.
We do not warrant that:
The Website will be uninterrupted or error-free
Information will always be complete, current, or accurate
You access and rely on Website content at your own discretion and risk.
To the maximum extent permitted by law:
We shall not be liable for indirect, incidental, special, or consequential damages
We are not responsible for losses arising from market movements, regulatory changes, or third-party failures
You agree to indemnify and hold us harmless against claims arising from:
Misuse of the Website
Violation of these Terms
Breach of applicable laws
Any non-public information shared during advisory engagement shall be kept confidential, except where disclosure is required by law or regulatory authorities.
In accordance with SEBI regulations, grievances may be addressed to:
Grievance Redressal Officer
Vishal Pramod Rotwadkar – Proprietor,
Heritage City Ventures,
Email: [heritagecityservices@gmail.com]
If unresolved, complaints may be escalated via SEBI SCORES.
We shall not be liable for failure or delay caused by events beyond reasonable control, including natural disasters, regulatory actions, technical failures, or system outages.
These Terms may be updated from time to time without prior notice.
Continued use of the Website constitutes acceptance of revised Terms.
These Terms shall be governed by the laws of India.
Courts at Chhatrapati Sambhajinagar, Maharashtra shall have exclusive jurisdiction.